WESTERN ADVISORS
WESTERN ADVISORS
Are You Retired or Approaching Retirement and Wondering How You’ll Reach Your Income Goals?
Perhaps You’re Concerned about Stock Market Volatility and Returns on Your Investments.
No Cost Retirement Income Planning Consultation
David Facer with Western Advisors
Get A Free Retirement Report that Compares Your Current Plan’s Income to that of a Guaranteed Income Annuity!
Get a Free Retirement Income Report with Your Complimentary Consultation!
· The Retirement Income Report projects the income that you will receive with your current plan based on your asset allocations, projected returns, and account fees.
· This report calculates what your RMDs will be at age 73, or annual withdrawals at your desired starting date and withdrawal rate adjusted for inflation.
· The report can also show the impact of random market corrections on your retirement account.
· Finally, these RMDs or withdrawals are compared to guaranteed lifetime income annuity payments, with the results displayed in a chart and on a graph.
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Facts About Income Annuties:
Although you have probably heard of annuities, many of the things that you have likely heard are either myths or misconceptions. Here are some facts:
Multiple Nobel Prize winning economists have stated that Income Annuities protect against retirement risks such as:
· Longevity Risk which is not knowing how long you will live.
· Financial Risk or running out of money before you die.
· Market Risk or market crashes which destroy retirement income.
Robert Merton, a Nobel prize winning economist, emphasizes that an income annuity should be a foundational asset in retirement portfolios.
· It offers a guaranteed income floor to cover basic living expenses,
· This allows more confident and strategic investment with their remaining assets.
Retirees tend to underspend due to fear of depleting their retirement savings. Research shows that people are more willing to spend from guaranteed lifetime income than spending down their retirement accounts.
Annuities provide income certainty and peace of mind in retirement. Retirees with income annuities do not have a constant fear of running out of money and wondering how the market did today. Studies have even shown that people with guaranteed annuities live longer than those without.
David Facer has worked with hundreds of small business owners, professionals, and retirees to help them grow their assets and protect them from taxes, and market corrections. David also provides solutions to help people like you create guaranteed lifetime income and help them reduce taxes in retirement, if desired.
He is the author of “Your 401K or IRA is a Ticking Time Bomb”, a book about Roth conversions.